Law Society of Ontario (LSO) Paralegal Practice Exam

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Which of the following is NOT a type of weekly benefit under SABS?

Income replacement benefits
Non-earner benefits
Disability benefits
Caregiver benefits

The correct answer is: Disability benefits

In the context of the Statutory Accident Benefits Schedule (SABS), the correct understanding lies in recognizing that disability benefits are not designated as weekly benefits within this framework. Instead, SABS outlines specific categories of benefits that are designed to provide compensation and support to accident victims. Income replacement benefits, non-earner benefits, and caregiver benefits fall under the umbrella of weekly benefits. Income replacement benefits serve to compensate individuals for lost income due to the inability to work following an accident. Non-earner benefits are aimed at individuals who are not working, such as students or homemakers, providing support for those who have an inability to carry out daily living activities due to injuries sustained in an accident. Caregiver benefits assist those who require help due to injuries that inhibit their ability to care for dependents. Disability benefits, while related to accident benefits, serve a different purpose and are typically associated with long-term disability insurance policies or statutory frameworks beyond the scope of SABS. Thus, identifying disability benefits as not being a type of weekly benefit under SABS accurately reflects the distinction in this regulatory scheme.